Retirement

A common concern among retirees is that they will outlive their retirement savings. Many people are therefore scared to spend money in retirement. And it’s no surprise, consider how woefully unprepared many Americans are for retirement. You’ll often hear the financial services industry tell you just that. Their fear is unsurprising. Despite the fact that […]

At the time, taking an additional $10,000 out of your retirement savings for a new roof might not seem to matter too much. However, expenses mount up, and plans to pay for future expenses could be thrown off. In retirement, every penny counts. Therefore, you should establish a thorough budget that accounts for as many

When employees change jobs, their retirement plan account may be left behind and forgotten. Fortunately, a new federal database should make it easier to find your lost retirement account from a previous employer. As of May 2021, there were over 24.3 million forgotten 401(k) plan accounts, totaling approximately $1.35 trillion. For May 2023, there were

You may feel extra stressed and busy around the holidays, especially if you plan to fly for Christmas or Thanksgiving. The following holiday travel tips may make your vacation go more smoothly, whether you’re flying internationally or traveling within the United States to see family and friends. Today, we’ll discuss some lesser-known holiday travel tips

Traveling may be your key to a new type of independence in retirement, where there are opportunities to learn and experience new things every day. If you’re the type of person who enjoys traveling, that is. While taking a trip might help you explore new places, you should concentrate on exploring one location in-depth rather

Retirement is not always what’s anticipated of it. Many workers look forward to the day they’ll get to leave their jobs, go home, and never go back. Unfortunately, however, a lot of retirees regret the choices they made before quitting their jobs. As retirement approaches, there are a lot of things you need to think

If you retired early, you may be faced with a problem: your Social Security payment may be insufficient to cover your living expenses. Perhaps you need to support your adult children or grandchildren. Retirement can sometimes increase your cost of living rather than decrease it. And, of course, many of your financial obligations from when

Believe it or not, many Americans make the choice to continue working to some extent during their retirement. Having a part-time or seasonal retirement job could be a viable method for generating more retirement income. Remember: if you’re generally healthy and suffer from no chronic illnesses, your life expectancy could be higher than 92 years.

Banks are failing…is your money safe? The recent failures of both the Silicon Valley Bank and Signature Bank in New York have led to many Americans being concerned. Now, this concern is natural. If something similar happens to your bank, how safe is your money? Well, we’d like to reassure you: Generally, money kept in